1 Combined balances include business and personal accounts as well as outstanding loan balances (excludes unfunded lines of credit). 2 If ACH credit transactions matching your Merchant ID number post with our credit card processing partner during the previous calendar month you will be considered to have an active account. Transactions may not post until the following month. Broadway Bank is not responsible for when ACH credits post to your account. 3 Subject to availability plus terms and conditions. 4 ATM owner fees still apply. 5 Message and data rates may apply.