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5 MINUTES
Credit cards offer great convenience but also come with great responsibility. Before choosing a credit card, or using one to make a purchase, it’s important to know how they work. Learn more about the benefits and risks of owning and using a credit card, including how to:
- Differentiate between credit cards and debit cards
- Define credit card offer terms: APR, fees, rewards, finance charges, late charges, credit limits
- Compare credit card offers and select the card with the best terms
- Identify laws and regulations designed to protect consumers
- List different strategies for paying off credit card debt
- Calculate how long it will take to pay off debt using different strategies
3 MINUTES
Purchases are a part of everyday life. While most purchases require a checking account or credit card, there is another form of payment that offers more flexibility – a prepaid card. Take this course to learn more about these reloadable cards how to:
- Define a Prepaid Card and how it works
- Differentiate between a Prepaid Card and a Credit Card
- List the benefits and costs of using Prepaid Cards
- Identify regulations and organizations meant to protect consumers
5 MINUTES
A checking account is a great tool you can use to help manage your money effectively and responsibly. Financial institutions offer different types of accounts to meet various financial needs. It’s important to compare and understand the features, fees and requirements before opening an account.
Learn the basics about checking accounts:
- Identify the basic features of checking accounts
- Compare checking accounts to savings accounts and investment vehicles
- List the different ways to make payments with checking accounts
- Identify the various parts of a check
- Define the differences between Debit and Credit Cards
Ready to Open a Checking Account or Apply for a Credit Card?