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Federal Housing Administration (FHA) Mortgage

An FHA loan is a government-backed home mortgage loan with more flexible lending requirements than conventional loans. An FHA mortgage may be a great choice if you have limited cash for a down payment.

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Why choose an FHA Loan?

Lending and down payment requirements are more flexible with FHA loans. You are required to purchase a mortgage insurance premium (MIP) when you finalize your loan and pay premiums as part of your monthly payments. With an FHA Loan, you can buy a home without a large down payment—as low as 3.5% of the purchase price.
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FHA Mortgage - Current Rates

Additional Resources

Compare your Mortgage options.

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We offer a variety of loan options to meet your needs.

We offer loans that meet almost every mortgage need, and our Mortgage Loan Officers are ready to go to work for you. 

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*APR means Annual Percentage Rate. We will set your APR based on your individual circumstances, including your credit history, loan amount, and other variables. FHA rates shown above are as of 4/14/21 and based on a $220,000 loan amount, 3.5% down with a minimum Credit score of 740, for purchase of a single family primary residence. FHA requires an upfront mortgage insurance premium (UFMIP) which is typically financed in the loan amount. A monthly mortgage insurance premium (MIP) is also charged. All loans subject to credit approval, verification and collateral evaluation. Rates, terms and conditions are subject to change without notice. Lending area and other restrictions apply.
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