Zero Balance Account
Let Broadway Bank reduce your need for excess balances to zero.
A Zero Balance Account (ZBA) lets you write checks and use your debit card while you literally keep a zero balance. Simply set up a primary account to receive all deposits and to disburse funds to your ZBA—only when necessary—to cover checks and electronic transactions that have cleared. As long as your primary account is properly funded, this sweep function eliminates any possibility of overdrafts or the need for manual transfers.