Land and Lot Loans
There is no need to wait on construction to secure the lot or acreage of your dreams. Secure the right land now—and build your dream home later.
With a land or acreage loan, you can purchase the ideal piece of land to build your dream home, even if you're not quite ready to start construction. Whether you are looking for a primary or a secondary residence, we offer the financing you need to acquire the perfect setting for your new home.
Apply using our digital process—it’s quick, easy and convenient.

Features
- Flexible financing available for your future home
- Financing allows you to purchase the property you intend to build on at a later date. Fully amortizing, balloon and interest-only options are available.
- No prepayment penalties
- You can partially or fully prepay your loan at any time with absolutely no prepayment penalty or fee.
- Competitive terms and interest rates
- Portfolio loans
- In-house underwriting

Get Started Today

Get Pre-Qualified Now
It's quick and easy to learn how much home you can afford before you shop – and there's no obligation.
Get Pre-Qualified
Talk to a Local Mortgage Expert
Give us a few details and we'll connect you with someone from our team.
Talk to a Local Mortgage Expert
Apply Online Today
Get started now with our easy, step-by-step online mortgage application.
Apply Online
Contact Private Banking
Contact our Private Banking team today to see how you will benefit from modern banking that’s locally sourced and personally delivered.
All loans and lines of credit are subject to credit approval, verification, and collateral evaluation. Rates and terms are subject to change without notice. Other terms available. Lending area and other restrictions apply.