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Auto loan rates as low as 5.99% APR*

For up to 36 months for a limited time.

Whether you're shopping for a new or used vehicle or looking to refinance your existing loan, we're ready to help you each step of the way. Our low rates and quick, simple digital application make it easy to purchase or refinance a car, truck or SUV. 
A couple sits on top of their new car purchased with a Broadway Bank auto loan

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New or Existing Customers

Apply below to get prequalified for an auto loan or auto refinancing. You can also apply in person at a financial center or call us today at (800) 531-7650.

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Features

Customers can access preapproved offers directly through Online and Mobile Banking.  

No payments are required for the first 60 days1. 

Other Vehicle Loans

<h3>Whatever type of vehicle you need, we have financing options for you.</h3>

Explore our financing options for a variety of recreational and unique vehicle loans and enjoy more of the great outdoors. Adventure awaits and there's no better time to get out there and explore it.
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  • Recreational vehicles
  • Boats

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Frequently Asked Questions (FAQ) – Broadway Bank Auto Loans

Q: What is a Broadway Bank auto loan?

A Broadway Bank auto loan is a type of loan offered to help individuals purchase a vehicle. The bank provides the necessary funds upfront, and the borrower repays the loan amount over a specified period with interest.

When you apply for a Broadway Bank auto loan, we review your creditworthiness and evaluate your ability to repay the loan. If approved, Broadway Bank disburses the loan amount, and you can use it to buy a vehicle. You then repay the loan in monthly installments over an agreed-upon term, which includes both principal and interest.

  • Competitive interest rates: Broadway offers competitive interest rates, especially if you have a good credit score.
  • Flexibility: Our auto loans can be customized to suit your financial situation, allowing you to choose the loan term and repayment structure that works best for you.
  • Pre-approval options: Broadway Bank offers pre-approval for auto loans, giving you a better idea of your budget when shopping for a vehicle.
  • Established institution: Broadway Bank is a reputable and regulated financial institution, providing security and reliability.

Broadway Bank considers several factors when approving auto loans, including:

  • Credit history: We assess your credit score and credit history to determine your creditworthiness and likelihood of repayment.
  • Income and employment: Your income level and employment stability help us assess your ability to make monthly loan payments.
  • Down payment: The amount of money you can put down as a down payment may influence the loan amount and interest rate offered.
  • Loan term: The length of the loan term affects the monthly payments and the total interest paid over the loan's duration.

While it may be more challenging to obtain an auto loan with bad credit, you may still be approved but your loan may come with higher interest rates or stricter terms. It's recommended to improve your credit score before applying for an auto loan to increase your chances of approval and secure better loan terms.

Broadway Bank offers a calculator to help estimate your payment and what you can afford, explore term options, and simulate a loan payoff schedule.

In most cases, you can pay off your auto loan early. However, it's essential to review the loan agreement and contact Broadway Bank to understand if there are any prepayment penalties or fees associated with early repayment.

Defaulting on an auto loan means failing to make your loan payments as agreed. Consequences may include late fees, penalties, damage to your credit score, and possible repossession of the vehicle. It's crucial to communicate with Broadway Bank if you anticipate difficulty in making payments to explore potential solutions, such as loan modifications or refinancing.

Yes, Broadway Bank offers auto loans for both new and used cars. The terms and interest rates may vary depending on the age, condition, and value of the used vehicle. It's advisable to have the used car thoroughly inspected and check its history report before applying for a Broadway Bank auto loan and finalizing the purchase.

Assumptions & Examples

Loan Term

24/36 months

48 months

60 months

75 months

New Auto2

APR as low as*
5.99%

APR as low as*
6.49%

APR as low as*
6.74%

APR as low as*
6.99%

 

Used Auto3

APR as low as*
6.24%

APR as low as*
6.74%

APR as low as*
6.99%

APR as low as*
N/A

*APR is the Annual Percentage Rate. APR's shown above assume excellent borrower credit history, reflect a .25% discount for automatic payments from any bank account. Rates range from 5.99% APR to 16.49% APR with the automatic debit discount. We will set your APR based on your individual circumstances, including your credit history, loan amount, and our internal credit criteria. All loans are subject to credit approval, verification, and collateral evaluation. Additional rate discount of .25% for Military available. Maximum rate discount not to exceed .50%. All rates, terms and conditions subject to change without notice. Other conditions may apply. Minimum auto loan amount $5,000.

1Interest will continue to accrue during the payment deferral.

2New Auto: The bank offers auto loans for new, used and refinancing. The vehicle may be new or titled but cannot be more than 3 model years old (current year + or – 1).

3Used Auto: The bank offers auto loans for the purchase and refinancing of used vehicles. The vehicle cannot be more than 10 model years old.

New Auto

A representative example of payment terms are as follows:
A loan amount of $35,000 with an APR of 6.99% and a term of 75 mos would have a monthly payment of $577.34.
A loan amount of $35,000 with an APR of 6.74% and a term of 60 mos would have a monthly payment of $688.76.
A loan amount of $35,000 with an APR of 6.49% and a term of 48 mos would have a monthly payment of $829.86.
A loan amount of $35,000 with an APR of 5.99% and a term of 36 mos would have a monthly payment of $1,064.61.

Used Auto

A representative example of payment terms are as follows:
A loan amount of $25,000 with an APR of 6.99% and a term of 60 mos would have a monthly payment of $494.91.
A loan amount of $25,000 with an APR of 6.74% and a term of 48 mos would have a monthly payment of $595.65.
A loan amount of $25,000 with an APR of 6.24% and a term of 36 mos would have a monthly payment of $763.27.

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