Other Residential Loan Options
Home Equity Line of Credit (HELOC)
If you have equity in your home, you can use this revolving line of credit to secure funds for almost anything you need. You’ll only pay interest on the amount you use—plus, a HELOC typically offers a lower rate than other financing options like personal loans or credit cards.
Home Equity Loan
A home equity loan is worth considering if you have a large, one-time expense or want to consolidate debt and focus on paying it off. By using your home as collateral for your home equity loan, you’re able to borrow money at a fixed rate that’s lower than many other types of loans.
Land or Lot Loan
If you've found the perfect plot of land for your future dream home, but you aren't ready to build, a Land or Lot Loan could be the solution for you. It's an easy and affordable way to purchase a lot that's suitable for construction.