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Build your forever home.

A two-time close construction loan is two separate loans—a short-term loan for the construction phase and a long-term mortgage for the completed home. Once construction is complete, the mortgage will be considered a loan refinance, paying-off the construction loan.

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Loan Benefits

  • 15% down payment for a primary residence 
  • 20% down payment for a second home
  • Loan is a 12-month, interest-only construction loan at a fixed rate
  • Get initial approval from a Broadway Bank Mortgage Loan Officer on permanent financing before construction begins
  • Close on loan at the start of construction and a second closing to refinance the construction loan into a permanent mortgage

Additional Features

Get prequalified before you select a builder. 

Make interest-only payments throughout construction. This interim interest is tax-deductible (consult your tax advisor).

Make interest-only payments throughout construction. This interim interest is tax-deductible (consult your tax advisor).

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Contact us to speak to a Mortgage Loan Officer and learn more about rates and pricing for a Two-Time Construction Loan. 

Call us at (844) 200-0757 or 

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Additional Resources

Compare your Mortgage options.

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We offer a variety of loan options to meet your needs.

We offer loans that meet almost every mortgage need, and our Mortgage Loan Officers are ready to go to work for you. 

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Equal Housing Lender LogoAll loans subject to credit approval, verification and collateral evaluation. Rates, terms and conditions are subject to change without notice. Lending area and other restrictions apply.


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