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A woman with brown hair and glasses smiling after receiving a free checking account from Broadway Bank

Open your Broadway Bank Free Checking account in minutes.

With the Broadway Bank Free Checking account, your everyday banking is fast, easy, digital and, best of all, free. Enjoy the convenience of banking when and where you want without the worry of paying monthly fees—plus the added bonus of local service and the personal touch that only Broadway Bank can provide.  

We offer two easy ways to get started:

Have a local banker contact you.

Get Personal Service

Open online in minutes.

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Man holding a phone smilling - 300 free checking offer

Earn $300 on us.

For a limited-time only, earn $300 when you open a new Free Checking Account Online with qualifying activities.


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Get personal service from our local bankers.

Meeting our customers’ needs is what we do best, digitally and in person. We provide a modern banking experience that’s locally sourced and personally delivered. Experience our award-winning services and see why Broadway Bank is the right choice.

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Tap-to-pay with our Broadway Bank debit card.

From its sleek design to its extra security and contactless point of sale features, your free Visa® Debit Card1 is everything you need for your everyday transactions. Plus, shop worry-free—tap to pay, and you are on your way.

  • Contactless, Tap-to-Pay technology
  • EMV chip security
  • No out-of-network ATM fees2
  • Digital wallet ready

Broadway Bank Debit Card

Get instant access to our award-winning Online and Mobile Banking.

With our award-winning Online and Mobile Banking experience, it's easy to manage your finances wherever and whenever you want. Get instant access and manage your new Free Checking account right from the palm of your hand.

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Download our app on your mobile device or sign in online today.

Get instant access to Online and Mobile Banking

Get paid a day early with Direct Deposit Early Pay.

Man looking at his Broadway Bank direct deposit on his phone

Set up direct deposit to your Broadway Bank checking or savings account to access your funds early. With Direct Deposit Early Pay, you can receive your automated direct deposit one day earlier than when it's usually available3. 

Start Direct Deposit

Additional Features

<h3>Apple Pay®, Google Pay™ and Samsung Pay®</h3>

Use your phone to pay wherever you go.

<h3>Expanded ATM access</h3>

Withdraw and/or deposit cash surcharge-free at many Broadway Bank ATMs or across participating ATMs on the Allpoint Network 4.

<h3>Earn Interest plus no monthly maintenance fees </h3>

Earn Interest on your balance5 and enjoy savings valued at $120 per year6.

Go digital.

With our award-winning Online and Mobile Banking experience, it's easy to manage your finances wherever and whenever you want.

  • Open new accounts and manage existing accounts
  • Manage your Debit Cards
  • Access and monitor your credit score
  • Send and receive money with Zelle®

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    A man on his skateboard opens a Broadway Bank Free Checking account

    Open a new Broadway Bank Free Checking.

    Trust your everyday banking to a local, independently-owned bank, headquartered right here in the region. We are dedicated to providing our customers and our community with the best in modern banking—locally sourced and personally delivered.

    Have a local banker contact you.

    Get Personal Service

    Open online in minutes.

    Open Online

    Broadway Bank Free Checking FAQ

    Q: What is a Broadway Bank Free Checking account?

    A Broadway Bank Free Checking account is a type of bank account that allows individuals to manage their money without incurring monthly maintenance fees. It provides basic banking services such as deposits, withdrawals, and online transactions without any associated costs.

    Here are some key benefits of having a free checking account:

    • No monthly maintenance fees: One of the significant advantages of a free checking account is that you won't have to pay any monthly fees to keep the account open. This allows you to save money and use it for other financial needs.
    • No minimum balance requirements: Unlike some other bank accounts, our Broadway Bank Free Checking account does not have a minimum balance requirement. This means you can keep your account open and functional regardless of your balance.
    • Easy access to your money: Broadway Bank Free Checking accounts provide convenient access to your funds. You can withdraw cash, make purchases, and pay bills using a Broadway Bank Visa® contactless debit card associated with your account. Additionally, we offer Online and Mobile Banking services, allowing you to manage your money from anywhere at any time.
    • Direct deposit and electronic transfers: Broadway Bank Free Checking accounts support direct deposit, which enables you to have your paychecks, government benefits, or other recurring payments automatically deposited into your account. Electronic transfers also allow you to send money to other accounts quickly and securely.
    • Online banking tools: Many free checking accounts come with online banking features that provide a range of benefits. These may include checking your balance, reviewing transaction history, setting up alerts, and managing your account preferences. Online banking allows you to have better control and visibility over your finances.
    • ATM Access: Check account balances and withdraw cash at our Broadway Bank ATMs and our expanded AllPoint ATM network. You can also deposit cash at select ATM Locations. Find nearby ATMs here.
    • Overdraft protection options: Broadway Bank offers overdraft protection services, which can be particularly helpful if you accidentally spend more money than you have in your account. Overdraft protection can help prevent declined transactions and potential fees, providing you with peace of mind.

    While Broadway Bank Free Checking accounts offer numerous benefits, it's essential to consider a few limitations:

    • Limited interest-earning potential: Free checking accounts generally do not offer high-interest rates compared to other types of accounts, such as savings accounts or certificates of deposit (CDs). If you're looking to grow your money significantly, you may want to explore other investment options.
    • Possible fees for additional services: While the account itself may be free, be aware that we may charge fees for certain services or transactions. These might include using ATMs outside the bank's network, wire transfers, or ordering personalized checks. Review the fee schedule to understand any potential charges.

    Opening a Broadway Bank Free Checking account is a fast and easy digital process. Here's a general outline of the steps involved:

    • Gather required documents: You will need to provide personal identification (such as a driver's license), proof of address, and your Social Security number.
    • Complete the application: Fill out the digital application, providing accurate and up-to-date information.
    • Fund your account: Broadway Bank requires an initial $25 deposit to open the account.
    • Review the terms and conditions: Carefully read through the terms and conditions associated with the account to understand any specific requirements or limitations.
    • Confirm account activation: Once your application is processed and approved, we will provide you with the necessary account details, including your account number and any debit cards or checks associated with the account.

    Minimum opening deposit is $25. The Truth in Savings Act requires disclosures to be available on all consumer deposit accounts. Full disclosure is available at any Broadway Bank location or by calling 1-800-531-7650.  Subject to approval. Other conditions and restrictions apply. 1Refer to the separate fee disclosure for pricing on each additional replacement card. 2Charges will apply for balance inquiries when using ATMs outside the Broadway Bank ATM Network, withdrawals will be reimbursed. ATM owner fees still apply. 3Direct deposit and early payment of funds are subject to the timing of originator funding. 4Broadway Bank customers can withdraw cash at any Allpoint and Allpoint+ ATM location as well as deposit cash at any Allpoint+ ATM location in Texas. 5 You must maintain a daily collected balance of $1,000 in the account to obtain the disclosed annual percentage yield. 6$120 savings based on $10 monthly maintenance fees from comparable accounts. Apple, the Apple logo, iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. Offer subject to change without notice and is subject to bank verification, eligibility and qualification review.

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