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Broadway Bank Contact Form
If funds are not available in your account to cover one-time ATM or debit card transactions, Broadway Bank, at its sole discretion, may allow you to overdraw your account. In order to receive this courtesy you must add (opt-in to) overdraft coverage. You may remove (opt-out of) overdraft coverage at any time.
This allows you to protect your account from overdraft fees by linking your account to other Broadway Bank checking, savings, or money market accounts. If there are not available funds in your account to cover your transactions, funds will be transferred from the available balance in your linked account in $100 increments to cover the overdraft.
Some types of accounts have transaction limitations, so keep in mind that the transfers made under this program do count as transactions.
Subject to credit approval, you can use an Overdraft Protection Line of Credit (ODLOC) to cover shortages in your account. Funds available on the line will be transferred to your account in $250 increments to cover items presented that would cause an overdraft. There is a fee for each transfer, you will pay interest on the outstanding balance on the line, and there is a required monthly payment. Overall, the costs may be less than overdraft and NSF fees.