The Truth in Savings Act requires disclosures to be available on all consumer deposit accounts. Please inquire at any Broadway Bank location or call 1-800-531-7650 for a separate Truth in Savings Act disclosure. 1 Substantial penalty for early redemption of all certificates. Interest will not be paid for any funds withdrawn during the grace period. *APY is the Annual percentage Yield. The interest rate on your account is an annual percentage yield of 1.00% as of 2/1/18. You must maintain a minimum balance of $1,000.00 in the account each day to obtain the disclosed annual percentage yield. You will be paid this rate until first maturity unless you choose to utilize the rate increase option. If interest rates increase and you decide to take advantage of the rate increase option (maximum of two increases during the CD term), you will be paid the new rate beginning on the date you inform the Bank of your decision. You may make your request in person or by calling 210.283.6500 or 800.531.7650. Interest will not be paid for any funds withdrawn during the grace period. A penalty may be imposed for early withdrawal.