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Positive Pay

With the accurate, timely information offered by Positive Pay from Broadway Bank, you can drastically reduce the potential for ACH, check fraud and control your incoming electronic items.

Positive Pay is a fraud management tool that allows a business to monitor cleared checks and ACH activity daily. The presented transactions are shown every business day in the Positive Pay section as early as 6:00 am CST. The list is reviewed daily by you and if the transactions are fraudulent, you then can decide to return them. If no decision is made by 1:00 pm CST on the same business day, the transactions can be automatically paid or returned based on your instructions during the initial setup.

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How Positive Pay Works:

  • Checks and ACH transactions clear against your business account(s.) You will be notified daily when they are available to review.
  • You review the list and determine if they are fraudulent. If so, check the box in the Return column to return the transactions. If you do not decide by 1:00 pm CST, the checks will be automatically paid or returned based on initial setup instructions.

 Businessman using digital tablet to review his ACH transactions at modern office

The Benefits of Positive Pay:

Monitor payment of the checks you write and ACH you authorized.
  •  Get timely information about which transactions are being presented for payment and when.
Reduce check and ACH fraud.
  • Suspect items are detected in time to review and return without further confirmation.

Easy Solutions

With business operating accounts, payroll processing, credit cards, lines of credit and equipment loans, we have what it takes to move your business forward.

Local Decision Making

As a regional, independent bank with deep ties in the community, our bankers have an understanding of this market and know how to position you for success.

Experienced Partner

Success lies between knowing you have the personal touch of a small bank paired with the expertise of a Wall Street titan. As the region’s largest and strongest independent bank you get the best of both.

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Contact our Treasury Solutions team today to see how you will benefit from modern banking that’s locally sourced and personally delivered.

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Service may require additional agreement and fees.


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