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Positive Pay

Check and ACH fraud can result in sizeable losses for the organization; however, those losses can be eliminated or reduced with effective fraud management tools.

Positive Pay is a streamlined, efficient tool for protecting your business account against unauthorized check and ACH debit transactions. Coupled with our online reporting tool, iBIZ® Business Online Banking, your organization is well-positioned to detect and prevent fraud.

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Check Positive Pay

How it works:

  • Provide check issuance records through an import file or manual entry.
  • As checks are presented for payment, the bank matches incoming items with the outstanding issue records.
  • Suspect items are online for review and notifications are sent via email. Pay or return the items as needed, or establish a default to pay/return all suspect items. Decisions can be made until 1 p.m. CST.
  • Optional payee match includes comparing the payee name against the issue record, providing additional protection.
  • Teller line access – items presented at a Broadway Bank financial center are compared to check numbers and dollar amounts against your issue records.
  • Enhance your internal controls with segregated duties.

 Businessman using digital tablet to review his ACH transactions at modern office

ACH Positive Pay

How it works:

  • Control who is authorized to debit your account with predefined ACH rules.
  • ACH rules can be customized to include dollar thresholds..
  • Receive email alerts for suspect items and review unauthorized debits online. Pay or return the items as needed or establish a default option for all items.

Benefits of Positive Pay

  • Detect and prevent fraud before it happens, minimizing losses to the organization.
  • Control who is authorized to debit your account.

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Contact Treasury Solutions

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Contact our Treasury Solutions team today to see how you will benefit from modern banking that’s locally sourced and personally delivered.

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Easy Solutions

With business operating accounts, payroll processing, credit cards, lines of credit and equipment loans, we have what it takes to move your business forward.

Local Decision Making

As a regional, independent bank with deep ties in the community, our bankers have an understanding of this market and know how to position you for success.

Experienced Partner

Success lies between knowing you have the personal touch of a small bank paired with the expertise of a Wall Street titan. As the region’s largest and strongest independent bank you get the best of both.

Service may require additional agreement and fees.


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